LL
Lite Loan

Panaxia Digital Lending

Fast, simple & secure loans on your phone

Unsecured personal loans from ₦5,000 to ₦60,000 for eligible Nigerians. Transparent pricing. No collateral. Repay on your schedule.

How it works Operations portal
₦5k–60k
Loan range
91–180
Days tenor
0.08%
Max daily rate
BVN
Verified KYC

Built for Nigerian borrowers

Speed to cash

Apply in minutes. Get approved and receive funds into your verified bank account quickly.

Transparent pricing

See interest, total repayment, and due dates before you accept. No hidden fees.

Secure & compliant

BVN-led KYC, encrypted data, and NDPR-aligned consent and privacy practices.

How it works

  1. Step 1

    Register & verify phone

  2. Step 2

    Complete KYC (BVN + bank)

  3. Step 3

    Apply & review terms

  4. Step 4

    Receive funds & repay